Qualified Default Investment Alternative regulations

  • Target Fund Dates: Surprising Facts

    • January 29, 2020
    • Posted by: Jeff Atwell
    • Category: Financial Plan, Resources
    No Comments

    In 2006 the Pension Protection Act added Qualified Default Investment Alternative regulations, QDIA, to ERISA.  One of the 3 QDIA alternatives a Plan Fiduciary could choose as a safe harbor investment is a Target Date Fund.  As a result, the amount of 401(k) assets being deposited into Target Date Funds has increased substantially over the years. 

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